Core Chiropractic Brighton, 2 Circus Parade, New England Road, Brighton, BN1 4GW
01273 933 170

Tag Archives: insurance claim

We accept BUPA insurance

Navigating Chiropractic Care with Bupa: Your Essential Guide to Health Insurance CoverIf you hold a Bupa health insurance policy and are seeking chiropractic care, understanding how your insurance cover works is essential for a seamless treatment journey. As a market leader, Bupa often includes chiropractors in its dedicated Osteopathy and Chiropractic Network. In addition, this network connects patients with recognized professionals.

The Key to Bupa Coverage: Referral and AuthorizationTo begin using your private medical insurance for chiropractic treatment, Bupa patients typically require an initial GP referral and an authorisation number from Bupa membership services. After you have your pre-authorisation details and membership number, your Bupa-recognised chiropractor can often manage the rest of your insurance cover needs.

Bupa operates a system where recognized practitioners submit invoices directly to Bupa for eligible treatment. This approach is distinctive, as Bupa handles its invoicing internally rather than relying on the provider-friendly third-party companies used by most other insurers. Therefore, you should always review the scope of your insurance cover to avoid misunderstandings.

Understanding Your Financial ResponsibilityWhile the provider handles the billing, patients must be proactive about their policy limits and any applicable excess. Bupa is the sole party responsible for informing you, the policyholder, about any outstanding excess payments. If your treatment fees do not cover your policy excess, Bupa will not pay the invoice. In that case, they will notify you that you are responsible for covering the shortfall directly with your clinic. Confirming your annual limits and excess before starting treatment is therefore a vital step in making the most of your insurance cover.

Confirming Covered ServicesIt is critical to verify the scope of your Bupa policy. Bupa primarily covers chiropractic and physiotherapy appointments. Related services such as sports massage are typically not covered. If a provider attempts to submit a claim for a service like massage, it will likely be self-billed by Bupa as chiropractic. As a result, the service is then subsequently not covered. Therefore, always ensure your treatment aligns specifically with the authorised chiropractic service to avoid unexpected costs.

We accept WPA insurance

Navigating WPA Insurance Claims for Chiropractic Care in Brighton

If you are a WPA (Western Provident Association) policyholder in Brighton or Hove, you have access to premium musculoskeletal healthcare. However, many patients at Core Clinics are unsure how to effectively use their private medical insurance for chiropractic treatment. Understanding the WPA insurance claims process is the key to accessing top-tier care without financial stress.


Why WPA Supports Chiropractic Treatment

WPA is recognized for its “Heritage” and “Protocol” plans, which prioritize rehabilitation and preventive care. They value Chiropractic care as an evidence-based solution for back pain, sciatica, and neck tension—common issues for Brighton’s remote workers and active coastal community. By seeking early intervention at Core Clinics, you align with WPA insurance principles of preventing minor aches from becoming chronic injuries.

Simple Steps to Start Your Claim

Navigating the WPA process is straightforward when you follow this clinical roadmap; in fact, WPA insurance makes claims easier with a step-by-step system.

  1. Check Your Benefit Limit: Review your policy via the WPA portal. Most plans include a dedicated budget for “Professional Fees” or “Complementary Medicine.”
  2. Pre-Authorization: Before visiting us at Core Clinics, call WPA to obtain a Pre-Authorization Code. This confirms your specific condition is covered.
  3. GP Referral: Some WPA policies require a quick GP referral. Our Brighton-based team can advise you on the requirements for local surgeries.
  4. Hassle-Free Billing: Bring your membership number and authorization code to your first appointment.

The Core Clinics Advantage

As WPA-recognized providers, Core Clinics adheres to the insurer’s strict clinical standards. We often provide direct billing, settling costs with WPA insurance so you can focus entirely on your recovery.

Note: Be sure to check your policy excess, as this is the initial amount you may need to pay before WPA coverage begins.

Don’t let your benefits go to waste. Contact Core Clinics today to maximize your WPA insurance cover and reclaim your mobility.

Do you have your WPA insurance authorization code ready for your initial assessment?

We accept AXA insurance

Managing Back Pain? How Your AXA Insurance Can Help

Living with chronic back pain, neck strain, or persistent joint discomfort can significantly impact your daily life. If you are an AXA health insurance policyholder, relief might be closer and more affordable than you think, especially if you have insurance cover for outpatient treatments. Many AXA private health insurance plans offer comprehensive insurance cover for outpatient treatments, including professional chiropractic care.

By utilizing your insurance benefits, you can address the root cause of your musculoskeletal pain without worrying about heavy out-of-pocket expenses. It is important to be aware of the details regarding your insurance cover before starting treatment.

Why Choose Chiropractic Care?

Chiropractors specialize in spinal health and body alignment. Safe, non-invasive, and drug-free, chiropractic adjustments help to:

  • Alleviate lower back and neck pain
  • Reduce tension headaches
  • Improve joint mobility and posture
  • Enhance overall physical wellness

Combining regular adjustments with your existing wellness routine supports a faster, more permanent recovery. Moreover, regular visits can be easier to manage when you have the right insurance cover in place.

How to Claim Your AXA Chiropractic Benefits

Using your AXA insurance for chiropractic treatment is a straightforward process. To ensure a smooth, hassle-free experience at our clinic, follow these simple steps before booking your initial consultation:

  1. Check Your Policy: Review your AXA health plan or call their customer service team directly. Confirm that your specific policy covers chiropractic care and check if you have an annual session limit or a policy excess to pay.
  2. Get a GP Referral: Some AXA insurance policies require a quick referral from your General Practitioner (GP) or a specialist before they will approve alternative therapies.
  3. Obtain an Authorization Code: Once approved, AXA will provide you with a unique pre-authorization code and confirm your allocated number of sessions.
  4. Book Your Appointment: Bring your AXA membership number and authorization code to our clinic. We can often handle the paperwork and bill AXA directly.

Don’t let pain dictate your lifestyle. With reliable insurance cover, you can access the care you need. Contact us today to schedule your appointment and take your first step toward pain-free living using your AXA insurance coverage.